No Rivals places a very high value on our webmasters and our program. The policy below demonstrates the great care we take in building our program. This TOS is meant to protect both the Webmaster and the Company. Please find our comprehensive TOS below

Affiliate Terms & Conditions This Affiliate Terms and Conditions Agreement (the "Agreement") is entered into by and between you (the "Affiliate") and NR Media Holdings, LLC, a North Carolina corporation, doing business as No Rivals("NRM") upon acceptance of this Agreement evidenced by clicking on the Create Account button on the sign-up page of each site.

1. BASIC AGREEMENT Upon acceptance by Affiliate of the terms and conditions contained herein and continued compliance herewith, Affiliate shall be allowed to participate in the NoRivals.com managed Affiliate Program(s) (the "Program") wherein NRM shall enable Affiliate to use certain intellectual property of NRM on Affiliate's Web sites for marketing and promotional purposes and as consideration for any traffic directed by Affiliate to NRM through Affiliate's marketing and promotional efforts and that converts into revenue to NRM, NRM shall pay Affiliate compensation, as set forth in section 3 below.

1.1 Prohibited Countries: Due to excessive fraud attempts, NRM does not allow Affiliates who reside in the following countries to participate in our program: Albania, Armenia, Azerbaijan, Belarus, Brazil, Bulgaria, China, Costa Rica, Croatia, Czech Republic, Estonia, Georgia, Hungary, India, Indonesia, Israel, Japan, Jordan, Kaliningrad, Kazakhstan, North Korea, South Korea, Kyrgyzstan, Latvia, Lithuania, Malaysia, Moldova, Pakistan, Philippines, Romania, Russia, Singapore, Slovakia, Slovenia, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, Ukraine, United Arab Emirates, Uzbekistan, and Yugoslavia.

2. RIGHTS GRANTED AFFILIATE NRM grants Affiliate each of the following:

2.1 The nonexclusive right to refer, direct or send visitors or users of Affiliate's Web site(s) to websites owned, controlled and/or operated by NRM ("NRM Web sites"); and

2.2 A limited nonexclusive, nontransferable and revocable license to access and download promotional banners, and other promotional materials created and owned by NRM, and made available via the Program, for use on Affiliate Web sites for the exclusive purpose of advertising, marketing or promoting NRM Web sites. Affiliate may post as many of these banners and other materials on its site(s) as desired.

2.3 NRM owns and retains all right, title and interest in and to its intellectual property, copyright, trademarks, patents, and in the files, promotional banners and other material provided by NRM, including all images therein. Upon termination of Affiliate's participation in the Program and/or termination of this Agreement, the grant of right and license set forth in subsection 2.2 above, shall cease and terminate, and Affiliate shall immediately remove all NRM files, banners, ads, and any and all other NRM intellectual property, copyrighted material, trademarks, and patents, if any, from Affiliate's Web sites.

2.4 Affiliate is not authorized and shall not change NRM's names, file names, trademarks, design logos, banners, ads or other material for any purpose other than as expressly set forth herein or in any modification to this Agreement by NRM.

2.5 Affiliate further acknowledges and agrees that any such change or changes will be a material breach of this Agreement and shall constitute an infringement of NRM's copyrighted and/or trademarked intellectual property.

2.6 Affiliate agrees and covenants to notify NRM of all Uniform Resource Locator (URL) a.k.a. "Web site" locations where it has published NRM's names, file names, trademarks, design logos, banners, ads or other material pursuant to this Agreement, specifically identifying the names, file names, trademarks, design logos, banners, ads or other material posted at each URL. Affiliate further acknowledges and agrees that failure to notify NRM of these locations constitutes a material breach of this Agreement and each such posting of which Affiliate fails to notify NRM shall constitute an infringement of NRM's copyrighted and/or trademarked intellectual property.

3. PAYMENT OF COMPENSATION NRM will pay Affiliate for Web traffic to NRM Target Page(s) from a banner or link posted on web page(s) of Affiliate's site(s) as follows.

3.1 Revenue Share Payments: NRM offers a Revenue Sharing option to Affiliates. Under the Revenue Sharing option of the Program, Affiliates receive 50% of the gross receipts from referred accounts, less applicable processing fees and other related fees charged by the third party processors who process charges for NRM. Payments for participation in the Program will be sent directly from Epoch. Please see their Terms and Conditions for complete details.

3.2 Per Signup terms and conditions of participation: The following terms and conditions apply to the $20.00 Promotion (hereafter the "Per Signup Program") being conducted by NR Media Holdings, LLC. (hereafter "NRM") via NRM's Advertising Program (hereafter the "No Rivals Program"). In addition to the terms specified below, all the standard terms and conditions for the No Rivals Program also apply to the Per Signup Program. Structure of the Per Signup Program: NRM shall pay a flat commission rate of $20 per signup to eligible accounts that meet the criteria of referring 100 or more sales during a given two-week pay period. Definition of "Eligible Accounts": The Per Signup Program applies to accounts on the Pay Per Signup payout method of the No Rivals Program only; affiliate accounts that are set to the Revenue Share method are not eligible for the Per Signup Program. The Per Signup Program only applies to accounts that use the pop-up console links. Webmasters using console free links are not eligible for the Per Signup Program. Affiliate accounts owned by companies that operate advertising programs similar to the No Rivals Program shall not be eligible for the Per Signup Program. Dispersal of the bonus payment: Receipt of the Per Signup Program is not automatic; operators of accounts that achieve the required sales threshold must contact No Rivals Webmaster Support - available at support@norivals.com- to request application of the Per Signup Program payout rate to their account. Once an operator has notified No Rivals Webmaster Support to notify NRM of achieving the required sales threshold for The Per Signup Program the payout rate shall be paid automatically for all subsequent pay periods in which the required sales threshold is met. If an eligible account falls below the required threshold in a given pay period, then the payout rate for that account shall revert to the default payout program originally assigned to the account .Payments for participation in the Program will be sent directly from Epoch. Please see their Terms and Conditions for complete details.

3.3 Bonus Terms and Conditions: The following terms and conditions apply to bonus programs being conducted by No Rivals (herafter "NRM") via NRM's Advertising Program (hereafter the "No Rivals Program"). (i) $100 New Webmaster Bonus terms and conditions of participation: Structure of the Promotion: NRM will pay a USD $100.00 Bonus to all eligible webmasters/accounts that refer a minimum of 30 sales within 90 days of establishing an affiliate account on the No Rivals Program. Only newly established accounts shall be eligible for the $100 Bonus, and no individuals or companies with pre-existing accounts on the No Rivals program shall be considered eligible. Any accounts that have been suspended or terminated from the Program for fraudulent activity, spamming or any other reason for termination are not eligible for the $100 Bonus. Only one account per individual or company will be eligible for the $100 Bonus, regardless of how many accounts the individual or company has established on the No Rivals Program. Dispersal of the Bonus Payment: All eligible accounts that meet the requirements for the $100 Bonus shall have the $100 Bonus amount added to the sum of their earnings for the pay period in which the 30th sale is referred.

3.4 All payments are made by check, in U.S. dollars according to the Terms and Conditions set forth by Epoch.

3.5 Affiliate agrees, by accepting and negotiating payment received from NRM, that the payment received is payment in full for any and all advertising space and traffic for the Pay Period to which the payment applies.

3.6 A "referral" from an Affiliate Web site entitling Affiliate to a "commission" is defined as follows: (i) A person who has been directed to an authorized website owned, controlled or operated by NRM ("NRM Web site") through the use of a hypertext transfer link residing on Affiliate's Web site in the form of a banner ad or other promotional link which automatically connects any person who clicks on the banner ad or other promotional link to a NRM Web site, and which banner ad or other promotional link has been supplied to Affiliate as part of the Program; and (ii) That person who, after having been directed to a NRM Web site through the use of the hyperlink banner ad or other promotional link supplied to Affiliate residing on Affiliate's Website, has been converted into a subscriber or member of a NRM Web site. 3.7 "Webmaster Referral" Program: NRM will also compensate Affiliate for sales generated by other affiliates referred to NRM by the Affiliate. When a new webmaster affiliate signs up for the Program through the approved Webmaster Referral link provided to the Affiliate by NRM, the Affiliate will receive a commission on each sale generated by that referred webmaster affiliate at a commission rate of $2.00 per sale generated by referred webmaster. (i) Affiliates are prohibited from "referring" their own accounts/sales as such "self-referrals" will result in termination of all Program accounts operated by the Affiliate.

4. RESTRICTIONS ON PAYMENT OF COMPENSATION

4.1 Affiliate is not entitled to a commission for any NRM subscriber sent or referred to a NRM Website in violation of the terms of this Agreement, or for any NRM subscriber who does not fall within the terms of paragraphs 3.6 (i) & (ii).

4.2 Affiliate is not entitled to a commission from NRM for any subscription which NRM determines is the result of potential fraudulent activity. NRM shall have the right, in its sole and absolute discretion, to expand or modify what it determines to constitute potential fraudulent activity. Without limiting the foregoing, potential fraudulent activity includes without limitation, the following circumstances or activities: (i) The subscriber used or attempts to use a credit card number that is in a "negative database"; (ii) There are multiple subscriptions from a single Internet Protocol (IP) address within a one (1) month period of time; (iii) There are sequential or multiple subscriptions under different names, or variations of the same name using the same credit card number, or sequential names or patterns of names using different credit card numbers; (iv) There is a pattern of "bursting subscriptions" characterized by numerous subscriptions from a website in a relatively short time span (the "bursting period"), where there has been history of few subscriptions from that website before or after the bursting period. (v) There are sequential or multiple attempts to register or subscribe from a credit card using the same "bin number" and sequential or multiple number strings are used to complete the credit card number. (vi) There are subscriptions from an IP address that matches the IP address Affiliate used in establishing an account in the Program, or an IP address that is otherwise known to be used by Affiliate.

4.3 NRM has the right to deny or withhold payment from Affiliate, and to terminate Affiliate from the Program, if there is an abnormal number of chargebacks or cancellations of memberships or subscriptions which have been referred to NRM through Affiliate's Web sites. NRM shall determine, in its sole and absolute judgment, what constitutes an abnormal number of chargebacks or cancellations of memberships or subscriptions.

5. TERM AND TERMINATION

5.1 This Agreement is not for any specific term or duration of time. Affiliate may terminate this Agreement at any time, for any reason or no reason; and, this Agreement and/or the Program may be terminated by NRM, in its sole and absolute discretion, at any time, for any reason or no reason.

5.2 Affiliate shall terminate participation in the program by notifying NRM by E-mail at support@norivals.com of Affiliate's intent to terminate participation in the Program.

5.3 In the event this Agreement is terminated, Affiliate shall be entitled to any unpaid commissions or referral fees earned prior to the date and hour of termination. Affiliate shall not be entitled to receive any commissions or referral fees for any "referrals" delivered or received after the date and time of termination.

5.4 If this Agreement is terminated due to Affiliate's breach of any portion of this Agreement, NRM reserves the right to withhold any amounts then due and owing.

6. AFFILIATE'S RESPONSIBILITIES AND DUTIES

6.1 Affiliate shall only use and promote on Affiliate Web sites NRM approved advertising banners, links, and other promotional materials.

6.2 Affiliate shall not use or employ any form of mass unsolicited electronic mailings, newsgroup postings, IRC postings, adware, spyware, malware marketing or any other form of "spamming" as a means of promoting Affiliate Web sites or for the purpose of directing or referring users to any web sites owned, operated or controlled by NRM. Affiliate further acknowledges and agrees that NRM has the right to immediately, and without notice, terminate your participation in the Program if NRM, in its sole and absolute discretion, conclude that Affiliate has engaged in the use of any form of mass unsolicited electronic mail solicitations, newsgroup postings, password selling or trading, warez, IRC posting, adware, spyware, malware marketing or any other form of "spamming". NOTE: NRM HAS ZERO TOLERANCE FOR SPAMMING. IF AFFILIATE SPAMS, PARTICIPATION IN THE PROGRAM WILL BE TERMINATED, AFFILIATE WILL BE BARRED FROM FUTURE PARTICIPATION IN THE PROGRAM AND ALL FUNDS OTHERWISE DUE TO AFFILIATE WILL BE FORFEITED TO NRM. AFFILIATES WISHING TO SEND TRAFFIC TO NRM SITES VIA ELECTRONIC MAIL PROMOTIONS MUST DO SO IN COMPLIANCE WITH THE CAN-SPAM ACT, THE FTC's FINAL RULE REGARDING SEXUALLY EXPLICIT COMMERCIAL EMAIL. THE TEXT OF THE FTC's FINAL RULE AND THE TERMS LISTED BELOW:

1) All email must include the mark SEXUALLY-EXPLICIT: (in this exact form) in the subject heading. This mark in the subject line must be in ASCII format.

2) The SEXUALLY-EXPLICIT: mark must also be included in the initially viewable area (termed the "brown paper wrapper") of the email message. The initially viewable area of the message is defined as the portion of the message that is immediately visible to the recipient without taking any affirmative action to view the message, like scrolling down or clicking a link that leads to the sexually explicit material.

3) Sender must EXCLUDE from both the subject heading and initially viewable area of the message any sexually explicit words or visual depictions. Therefore, the subject heading and initially viewable area must EXCLUDE words and/or images that depict the following: Actual or simulated - (A) Sexual intercourse, including genital-genital, oral-genital, anal-genital, or oral-anal penetration, whether between persons of the same or opposite sex; (B) Bestiality; (C) Masturbation; (D) Sadistic or masochistic abuse; or (E) Lascivious exhibition of the genitals or pubic area of any person.

4) In addition to the SEXUALLY-EXPLICIT: mark, the initially viewable area of the email must also include the following: a. clear and conspicuous notice that email message is for an advertisement or solicitation b. clear and conspicuous opt-out instructions and link c. functioning return email address or other internet based mechanism to opt out; d. clear and conspicuous valid physical postal address of email sender; and e. instructions as to how to access the sexually explicit materials. "Clear and conspicuous" means that the recipient must be able to actually read the text without altering it. One cannot, for example, place the physical address (or other required information) in a color that cannot be distinguished from the background, or in a font size that is too small to read. IN ADDITION TO COMPLIANCE WITH THE CAN-SPAM ACT, AFFILIATES WISHING TO SEND TRAFFIC TO NRM SITES VIA ELECTRONIC MAIL PROMOTIONS MUST ALSO COMPLY WITH ANY STATE ONLINE REGISTERS CREATED AND ENFORCED TO PROTECT CHILDREN FROM RECEIVING COMMMUNICATIONS WHICH ADVERTISE A PRODUCT OR SERVICE THAT A MINOR IS PROHIBITED BY LAW FROM PURCHASING, VIEWING, POSSESSING, PARTICIPATING IN, OR OTHERWISE RECEIVING, OR WHICH CONTAINS OR ADVERTISES MATERIAL THAT IS HARMFUL TO MINORS. It is the affiliate's responsibility to ensure compliance with state online registries to protect children, and compliance is required as a part of the terms and conditions of Affiliate's Agreement with NRM. Non-compliance will result in termination of this Agreement. NRM is aware of two states that currently have online registers to protect Children, which are Utah and Michigan. Click on the following links for instructions on how to comply.

https://www.utahkidsregistry.com/compliance.html?vid=4g7iqqrntiim7gvs912hg752c2 https://www.protectmichild.com/compliance.html?vid=7gproaomqm2gciake2rdt7cc15

This list may be amended as enactment of similar laws occurs in other states. Notice to affiliate of said amendments is considered provided by the posting of such amendments hereto. It is the responsibility of affiliate to frequently refer to these terms and conditions for any amendments or modifications thereof. Further, NRM does not guarantee the above list of states to be all-inclusive and recommends that affiliate independently research and investigate the possibility of other state legislation mandating compliance with online registers. If you have any questions concerning the No Rivals mailing terms, please contact support@norivals.com

6.3 Except as expressly authorized by NRM in writing, Affiliate shall not copy, reproduce, alter, modify, change, broadcast, distribute, transmit or disseminate any banners or other promotional or advertising materials provided by NRM pursuant to this Agreement in whole or in part, in any form or manner, at any time or anywhere in the World.

6.4 Affiliate shall ONLY use Promotional Pictures and Images provided by NRM to promote sites that are included in the Program. For purposes of this Agreement Promotional Pictures and Images means any of the images and/or videos provided in zip file format in the No Rivals Program located at www.norivals.com.

6.5 Affiliate shall disseminate, transmit, broadcast or distribute the material provided through the Program only to consenting adults over the age of eighteen (18) years, twenty-one (21) years in those locations where that is the age of majority.

6.6 All content displayed on any web site containing NRM banners or links, and all content displayed on any web site to which Affiliate provides third party links to, must comply with all local laws and community standards. Accordingly, Affiliate shall not include, or link to, any of the following within a website that contains NRM banners or links, or directly or indirectly link any of the following content or material to any NRM website through any hyperlinks maintained or created on Affiliate's Web sites: (i) Material deemed obscene by NRM, including without limitation, materials depicting bestiality, rape or torture; (ii) Any material not in full compliance with the provisions of 18 U.S.C. Sec. 2257; (iii) Any material that constitutes child pornography, any material in which persons under the age of eighteen are depicted in actual, simulated or suggestive sexual situations, or material that involves depictions of nudity or sexuality by an age inappropriate-looking performer (i.e. someone who looks younger than 18 years of age), or by a performer who is portrayed or made to appear to be a person under the age of 18 years of age by virtue of the script, make-up, demeanor, costuming, setting, etc. Prohibited material mentioned herein includes the use of the term 'lolita' for any purpose in any fashion including, but not limited to, within meta-based tags; (iv) Any material deemed by NRM to be threatening, abusive, hateful, defamatory, libelous, slanderous, scandalous or injurious to the reputation of any person or entity; (v) Any material which constitutes an infringement, misappropriation or violation of any person's intellectual property rights including without limitation, copyrights, trademarks, rights of publicity, patent rights, personal property rights, privacy rights or any other intellectual property right; or (vi) Any program, file, data stream or other material which contains viruses, worms, "Trojan horses" or any other destructive feature, regardless whether damage is intended or unintended, which may cause damage to any computer equipment, loss or corruption of data or programs or inconvenience to any person. (vii) Any material or word usage that references or insinuates illegal acts.

7. REPRESENTATIONS AND WARRANTIES Affiliate hereby represents and warrants each of the following:

7.1 That if Affiliate is an individual person, he/she is over the age of eighteen (18) years;

7.2 This if Affiliate is an entity (i.e., corporation, limited liability company, etc.) that all individuals employed or associated with Affiliate in any way are over the age of eighteen (18) years; and

7.3 That the individual who provides information pursuant to the Program and accepts this Agreement has full, lawful power and authority to enter into and to carry out the terms of this Agreement.

8. UNITED STATES TAXATION

8.1 All United States residents and corporations, and foreign participants who are residents of the United States, are required to provide a completed and signed United States Department of Treasury Internal Revenue Service Form W-9 setting forth information including a United States Federal Employer Identification Number, or Social Security Number.

9. RIGHTS OF NRM

9.1 NRM shall have the right, in its sole and absolute discretion, to terminate the Program and any and all Program Benefits relating to Affiliate's participation in the Program at any time and may do so with or without cause.

9.2 NRM shall have the right, in its sole and absolute discretion, to change or modify the Program, including without limitation, the right to pay an Affiliate participating in the Program based on "click through's" rather than a flat commission or fee for a referral, as defined in Section 3. If at any time NRM changes or modifies the Program, Affiliate shall have the right to withdraw and terminate participation in the Program.

10. NO PARTNERSHIP, JOINT OR COLLABORATIVE VENTURE

10.1 Nothing contained in this Agreement shall create or be deemed to create a partnership, joint venture or other business combination or venture of any kind between Affiliate and NRM, its subsidiaries, affiliated entities, successors or assigns; nor shall any term contained in this Agreement constitute or create any agency or employment relationship between Affiliate and NRM, its subsidiaries, affiliated entities, successors or assigns.

10.2 NRM has no control over nor ownership interest in Affiliate or Affiliate's Web sites, and Affiliate has no financial or other interest in NRM, its subsidiaries, affiliated entities or any property owned by such entities, except as expressly set forth herein.

11. NO CONTENT CONTROL, MONITORING OR SUPERVISION

11.1 NRM does not monitor, supervise or review content contained on Affiliate's Web sites. NRM is not responsible for any content appearing or otherwise distributed on, at or in association with Affiliate's Web sites that is provided by Affiliate or independent third parties.

11.2 NRM has no direct or indirect control over the content of performances or services, the manner of performances or services, or the time or duration of provision of performances or services by Affiliate on, at or in association with Affiliate's Web site except as specifically set forth in this Agreement.

12. NO WARRANTY OR GUARANTY NRM makes no guaranty of any kind with respect to the Program or materials provided by, through or in association with the Program, and all materials are provided to Affiliate "as is", and use of the Program and associated materials is solely at Affiliate's risk. NRM disclaims all warranties, either express or implied including, but not limited to, warranties of merchantability and fitness for a particular purpose with regard to the Program and any and all materials of every kind supplied to Affiliate as part of this Program.

13. NO GUARANTY OF SUCCESS OR PROFITABILITY NRM cannot guaranty or promise Affiliate any level of success or profitability due to Affiliate's participation in the Program. Affiliate has unilaterally entered into an Internet service business and all risk of loss, cost and expense of Affiliate doing business shall be borne solely by Affiliate.

14. FORCE MAJEURE Neither party shall be liable for any loss or delay, nor be considered in breach of this Agreement, due to an act of God, fire, natural disaster, terrorist act, strike or other labor stoppage, declaration of war or military intervention, computer system/server failure, network failure, governmental action, or any other cause outside the control of the parties and which cannot be avoided by the exercise of due care.

15. LIMITATION OF LIABILITY No Rivals Limited Liability and Liquidated Damages. You acknowledge and agree that under no circumstances shall No Rivals, its officers, employees, independent contractors, authors, agents, representatives, assigns, strategic partners, subsidiaries and successors be liable to You, or any other person or entity, for any direct or indirect losses, injuries or incidental or consequential damages of any kind (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR OTHER INCIDENTAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER PECUNIARY LOSS) with regard to any link to any No Rivals website, or arising from or in connection with the use of the Program, or the Program materials, or due to any mistakes, omissions, delays, errors, interruptions in the transmission, or receipt of No Rivals services, content or Program materials. You expressly acknowledge and agree that the success any of its business endeavors which involve your participation in the Program pursuant to this Agreement, like any other business endeavor, is subject to numerous factors, such as the effectiveness of advertising and promotion, Your administrative capabilities, etc., and that the ultimate success or failure of Your business rests with You and not No Rivals. You further expressly agree not to raise any claim of any kind against No Rivals and You agree to hold No Rivals harmless from any claim of loss to You directly or indirectly resulting from your decision to participate in the Program pursuant to this Agreement. Notwithstanding the foregoing express limitations of liability, You acknowledge and agree that should No Rivals, its officers, employees, independent contractors, authors, agents, representatives, assigns, strategic partners, subsidiaries and successors be held liable to You, in a court of law, for damages, injuries or losses of any kind, directly or indirectly resulting from Your participation in the Program, that the total dollar amount of liquidated damages for any and all of your claims, injuries, damages or losses shall not exceed a total of ten dollars ($10.00); .

16. INDEMNIFICATION Affiliate shall indemnify and hold NRM, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors and any successor-in-interest or assign (the "Indemnified Parties") harmless from any breach of this Agreement by Affiliate, including any use of Program materials other than as expressly authorized in this Agreement. Affiliate agrees that the Indemnified Parties shall have no liability in connection with any such breach or unauthorized use, and Affiliate agrees to indemnify for any resulting loss, damage, judgment, award, cost, expense, and attorneys' fees of the Indemnified Parties. Affiliate shall also indemnify and hold the Indemnified Parties harmless from and against any and all claims brought by third parties arising out of Affiliate's use of the information accessed from a NRM Web site.

17. TRANSFER OR ASSIGNMENT

17.1 This Agreement shall not, under any circumstances, be transferred or assigned by Affiliate to any other person or entity, and any attempted transfer or assignment of a membership shall be void.

17.2 NRM may, at any time, in its sole discretion and without prior notice to Affiliate, transfer or assign this Agreement to an affiliated or non-affiliated person or entity.

18. MODIFICATION This Agreement is subject to change or modification by NRM at any time and changes shall become effective upon notice to Affiliate by e-mail, posting at or via hyperlink to a NRM Website, or by mail. An Affiliate may not alter, delete, add or change or edit any of these terms and conditions, and any such attempted alteration shall be void and of no effect.

19. NOTICES TO NRM OR AFFILIATES Notices from a NRM Website to Affiliates may be given by means of electronic messages (email), by general posting on the Website, or by conventional mail. Communications from Affiliate to NRM may be made by electronic messages (email) or conventional mail, unless otherwise specified in this Agreement. All notices to NRM sent by electronic mail shall be to support@norivals.com. Notices from NRM shall be deemed delivered when sent by NRM to Affiliate; notices of changes or modifications to this Agreement shall be accepted by Affiliate upon the first use by Affiliate of the Materials provided in the Program after such notice was sent; and, such acceptance of a change or modification shall be deemed to relate back to the date such change or modification was originally sent by NRM.

20. CHOICE OF LAW, ARBITRATION AND ATTORNEY'S FEES This Agreement shall be governed by the laws of the state of California. In the event of any dispute arising under this Agreement, the parties agree to submit such dispute to binding arbitration in accordance with the rules of the American Arbitration Association without regard to the amount in controversy or the nature of relief sought; except that the parties waive their right to a trial de novo following arbitration. The arbitrator shall be chosen by the parties and shall be a person who is experienced in electronic commercial law and transactions. If the parties cannot agree on a single arbitrator, each party shall forthwith select an arbitrator of its choice, and the arbitrators thus appointed shall then forthwith select a third arbitrator who shall be deemed Chief Arbitrator. Any final determination of an arbitrator shall be final and binding upon the parties. Judgment on the award rendered by the Arbitrator may be entered in any state, territory or possession of the United States. With further respect to any arbitration arising hereunder, the substantially prevailing party in any such action shall be entitled to its costs and reasonable attorneys' fees. The failure of any party hereto to insist upon strict performance of any covenant or agreement contained herein, or to exercise any option or right, shall not be construed to be a waiver or relinquishment of any such option or right, or of any other covenants or agreements, but the same shall be and remain in full force and effect.

21. SEVERABILITY If any provision of this Agreement is held to be invalid or unenforceable, in any respect, such invalidity or unenforceability shall not affect or impair the validity or enforceability of the remaining provisions of this Agreement, but, to the contrary, this Agreement shall be construed as if such invalid or unenforceable provision had never been contained herein.

22. ENTIRE AGREEMENT, HEADINGS, AND NEUTRAL CONSTRUCTION This Agreement and any changes or modifications thereto by NRM and accepted by Affiliate expresses the entire agreement between the parties regarding Affiliate's participation in the Program, and all materials directly and indirectly related thereto, superseding and negating any prior or contemporaneous agreements, whether written or oral. There are no representations, agreements, arrangements or undertakings relating to the matters addressed which are not fully expressed herein. The headings are for convenience only and shall not be construed to give any substantive meaning to the agreement between the parties. This Agreement shall be construed neutrally and as the commemoration of the mutual assent of both parties rather than for or against either party.

23. REVIEW BY ATTORNEY NRM strongly advises that Affiliate review this Agreement with an attorney before acceptance of its terms so Affiliate is fully apprised of all its rights, duties and obligations under this Agreement. Affiliate acknowledges that nothing herein and no statement by NRM or any employee, representative, agent or other person associated with NRM has in any way prevented or inhibited Affiliate from seeking such independent legal advice prior to entering into this Agreement. You hereby acknowledge and agree that the terms of this Agreement are reasonable and fair; all terms have been fully disclosed in writing, and Affiliate has been given reasonable opportunity to seek the advice of independent counsel with respect to this Agreement and all transactions associated herewith.

24. ACCEPTANCE AND EXECUTION By CLICKING ON THE "CREATE ACCOUNT" BUTTON on the Sign-Up Page, and by supplying NRM with all the information required to create an account on the Program, Affiliate has accepted all of the terms and conditions set forth herein above.

NRM values your participation and patronage. If you have any questions regarding this policy, feel free contact us at support @ norivals.com
(Revised July 1, 2008)

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If you would prefer to speak with us voice to voice please free to call our office between 10am and 7pm est at 919-749--0624

You may also reach us at either our North Carolina or Arizona offices:

No Rivals
4501 New Bern Ave Suite 130-369
Raleigh, NC 27610

No Rivals
Corporate Counsel
PO Box 91314
Phoenix AZ 85066